Tom Schott

Tom Schott State Farm Insurance | Chandler, AZ | Auto, Home, Life

Get clear, no-pressure insurance guidance from Tom Schott in Chandler, Arizona. Coverage reviews for auto, home, life, business & RV.

Tom Schott State Farm Insurance in Chandler, Arizona

Hi, I’m Tom Schott, a State Farm Insurance agent based in Chandler, Arizona. I help individuals and small businesses across the Phoenix area review, compare, and understand insurance options—so you can choose coverage with confidence.

You can expect clear explanations, careful coverage reviews, and practical guidance tailored to Arizona’s driving, home, and business realities.

About Tom

I’ve worked with State Farm for 20+ years. My focus is helping customers make informed decisions about real coverage tradeoffs—such as limits, deductibles, and protection for the things that matter most to you.

I serve customers in Chandler, Phoenix, Ahwatukee, and surrounding areas throughout Arizona. If you have questions about how a policy works, I’ll walk you through it in plain language.

Auto Insurance (Chandler & Phoenix)

Need auto insurance in Arizona? I help drivers compare coverage options and understand what’s included, including:

• Liability coverage

• Collision and comprehensive (physical damage)

• Uninsured and underinsured motorist options

• How to review deductibles and coverage limits

If you want a review of your current policy, I can explain what you have today and what you may want to adjust.

Homeowners & Renters Insurance in Arizona

I help Arizona homeowners and renters understand coverage for:

• Dwelling/home protection

• Personal property coverage

• Liability coverage

• Coverage considerations for theft and other covered losses

Whether you own a home, a condo, or rent in Arizona, I’ll help you evaluate the choices that matter most for your situation.

Life Insurance for Families and Financial Goals

Life insurance can be part of a plan for long-term financial stability. I help customers review options with a focus on:

• What you want to protect

• How long coverage may be needed

• Coverage amounts and beneficiary considerations

• Budget and affordability

My goal is to help you choose coverage that makes sense for your household.

Small Business Insurance (Chandler / Phoenix Area)

If you’re a small business owner, I help you review insurance in a way that’s grounded in real needs. We can discuss:

• Liability coverage

• Commercial auto coverage (when applicable)

• Other considerations based on your business type

You’ll get clear answers about what’s covered, what isn’t, and what options you have next.

RV, Motorcycle, Boat, ATV, and UTV Insurance

For Arizona residents who ride, tow, or explore outdoors, I can help review coverage for:

• Motorcycles

• RVs

• Boats

• ATVs

• UTVs

Together, we’ll talk through coverage choices based on how you use your vehicle and what you want to protect.

When you contact my office, I’ll help you:

• Identify what you need to protect

• Review your current coverage (if you have it)

• Compare options in a clear, side-by-side way

• Choose next steps aligned with your priorities

I do not use pressure tactics. My approach is to answer your questions, explain your options, and help you feel comfortable with your decision.

Local Knowledge: Insurance in Arizona

Arizona insurance needs can differ from other parts of the country. I focus on local factors that may affect coverage decisions, including:

• Home and property risks common to Arizona

• Driving conditions around the Phoenix metro area

• Everyday business and commuter realities that impact coverage needs

When you work with me, you’re not getting a generic script—you’re having a conversation about your specific situation.

Do you offer phone or virtual appointments?

Yes. I offer virtual and phone consultations to fit your schedule.

What should I review first if I have multiple policies?

Start with what feels most urgent or important. If you share your priorities, we can decide where to begin.

Do you help with recreational vehicle (RV) insurance?

Yes. I help review coverage for motorcycles, boats, RVs, ATVs, and UTVs.

Can you explain what my policy covers?

Yes. I can explain coverage features, common exclusions, and factors that can affect your cost. If you’d like, we can schedule a coverage review.

If you’re looking for a coverage review or want to explore insurance options, I’d be glad to help. This is a no-pressure conversation—you decide what you want to do next.

Call or email to schedule your appointment.

• Phone: (480) 569_6849

• Email: Tom@TomInsuresAZ.com

• Office Address: 5680 W Chandler Blvd STE 2, Chandler, AZ 85226

Office Hours:

• Mon–Fri: 9:00 AM – 5:00 PM

• Evenings & weekends: By appointment